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Terms of Service

 

Last Updated: April 8, 2026

Welcome to the KIDvest Financial Education Platform (hereinafter referred to as "the Platform"). By registering for or using the Platform's services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service.

 

1. Description of Services

The Platform provides digital services related to financial literacy education for children and adolescents, including but not limited to:

• Online interactive courses.

• Financial simulations and mission systems.

• Parent-child co-learning tools.

• Subscription-based educational content.

The Platform reserves the right to adjust service content at any time.

 

2. Member Registration and Account Management

• Users must provide accurate and complete personal information.

• Users under the age of 18 must obtain the consent of a legal representative (parent or guardian) before using the service.

• Users are responsible for the safekeeping of their account and password. Accounts may not be transferred, rented, or shared with others.

• If an account is compromised or there are security concerns, the user must notify the Platform immediately.

 

3. Fees and Payment

• Some services on the Platform are provided via subscription or one-time payment.

• All fees are priced in New Taiwan Dollars (NTD) and are clearly marked on the purchase page.

• Users agree to complete transactions through third-party payment gateways (e.g., EC Pay).

• Subscription services will automatically renew according to the chosen plan unless canceled by the user before the renewal date.

 

4. Refund and Cancellation Policy

• Subscriptions may be canceled at any time; however, partial refunds for the currently paid period are not provided.

• In the event of duplicate charges or system anomalies, a full refund will be issued upon verification.

• Once digital content is activated (e.g., a course is unlocked), refunds are generally not provided, except as otherwise required by law.

• Digital Content Expiry: All purchased digital content (including but not limited to online courses, learning modules, and subscription-based educational materials) must be accessed and completed within one (1) year from the date of purchase or activation, whichever occurs earlier. Any unused content that expires beyond this period will no longer be accessible, and no refund or extension will be provided unless otherwise required by applicable law.

 

5. User Code of Conduct

Users shall not engage in the following behaviors:

• Acts that violate laws or public order and morals.

• Unauthorized use of another person’s account.

• Distribution of malicious software or interference with system operations.

• Unauthorized reproduction or distribution of the Platform’s content.

If these regulations are violated, the Platform reserves the right to suspend or terminate the account.

 

6. Virtual Assets and Rewards Disclosure

Virtual Assets and Rewards All virtual currency, "coins," "gems," badges, and rewards within the KIDvest platform are purely educational tools and do not constitute legal tender, electronic money, or any form of stored value. These assets have no cash value and cannot be exchanged, sold, or redeemed for real-world currency or physical goods through KIDvest. Users acknowledge that KIDvest is not a financial institution and does not issue rewards. Any "Real World Rewards" listed are templates intended for facilitation by parents/guardians; KIDvest bears no responsibility for the fulfillment or delivery of such rewards.

 

7. Intellectual Property Rights

All content on the Platform (including courses, text, images, system design, etc.) is protected by intellectual property laws. No part of the content may be used, modified, or distributed without prior authorization.

 

8. Service Interruption and Disclaimer

• The Platform may temporarily suspend services due to system maintenance or force majeure events.

• The Platform shall not be liable for any indirect losses resulting from the use of its services.

• The educational content provided by the Platform does not constitute investment advice.

 

9. Amendments to Terms

The Platform reserves the right to modify these terms at any time. Updates will be posted on the website, and continued use of the service by the user constitutes agreement to the modified terms.

 

10. Governing Law and Jurisdiction

These terms shall be interpreted and applied in accordance with the laws of the Republic of China (Taiwan). In the event of a dispute, both parties agree that the Taiwan Taipei District Court shall serve as the court of first instance.